Become Crorepati Investing 25000: Financial stability is the dream of approximately all of us, especially the middle class group who want to save their monthly investment for the future. There are multiple ways to invest your savings and plan your profit for a long term investment such as 10 to 15 years investment. Today we will share with you a simple calculation which can help you to optimise your monthly investment for future saving plans and will make you crorepati in next 15 years. If you have a budget to invest approximately ₹25000 per month for a long time period then you can check the articles to manage your funds in different programs and get your benefits combinedly according to the market value.
Investment in future saving program is becoming complex nowadays where you cannot make full benefits from a single program. Today we will share with you are combined method to distribute your 25000 investment in three different amount and can spend the monthly investment in different programs. According to the reports, how much opportunities you explore to invest your fund, Pitbull videos the risk of loss accordingly. In our calculation, you can distribute your amount of 25000 in SIP, PPF and gold.
How Much Amount Should Invest?
The systematic investment plan SIP is usually providing high returns investment programs as compared to others. So you can choose to stand approximately 50% of your investment in a systematic investment plan. The rest of the payment can be invested in gold and PPF accordingly. So buy following this method you can prepare the following baseline budget for monthly investment in program:
- A monthly investment of 12500 in SIP.
- 6250 rupees monthly investment in public provident fund
- The same amount of 6250 to invest in Gold per month.
EPFO 3.0 Pension Rules 2025- अब पैसे निकालना होगा आसान, जानें कैसे?
Investment Duration
In the program you need to invest all the money per month for the next 15 years to make your monthly investment of 25000 into 1 crore rupees. The investment is opted by the applicant according to the monthly savings and other sources of the income. So if you are not capable of managing such an investment of 25000 monthly for the next 15 years then you should rearrange your amount structure as delay and skipping the monthly investment can reduce your benefits and can impose additional charges from the bank.
Returns in Investment
The maximum returns are available in systematic investment plans however other plans including EPF and investment in gold are also offering sufficient returns from 7% to 10% according to the plan.
Returns in SIP: if you are using the SIP investment plan then you will see at 12% return which can increase or decrease according to the quarterly repo rates released by the Reserve Bank of India. If you invest a monthly savings of 12500 in the plan then you need to pay approximately 21,00,000 rupees for the next 14 years and you will receive expected returns of 33,55224.
Returns in gold: the price of gold is also increasing rapidly for past few years. If you are choosing investment of 6250 in Gold per month then you will need to pay approximately 11,25,000 for next 15 years. After that you will see the expected returns of 14,87,026. However the price of the gold can further increase according to the market price, but historically we are seen approximately 10% returns annually.
Returns in PPF: public provident fund is also one of the famous investment plans in India where the department is offering a guaranteed return of 7.4% to all the investors. Apart from other investment programs it is a secure investment as it will provide you a fixed income. You will need to pay 1080000 in the next 15 years and after that you will receive the benefits of 872740.
Conclusion
In this calculation of investment of 25000 per month for next 15 years, we can see that the applicant will need to pay approximately 4300000 in next 14 to 15 years in all the programs combinedly. After investing a huge amount for a long duration, they will see approximately double or more than it in their account which will help them to convert the 4300000 into 100 crore rupees. So you will get the benefit of 57 lakh rupees approximately. Since all these benefits are provided according to the market rate of the product after completing the maturity of policy, so you are required to be updated in all these programs so it will help you to make sudden changes to maximage or benefits according to the market trends.